Insurance
Advertiser Requirements
Advertisers must have the requisite license(s) and such license(s) must be valid and remain valid at all times while the ads are running.
Insurance aggregators and intermediaries are not allowed, with the exception of: UK FCA approved aggregators, US Better Business Bureau accredited aggregators, and AU ASIC and/or AFSL registered aggregators.
Ad Requirements
Insurance ads must:
Clearly identify the company offering the insurance product.
Comply with applicable laws, regulations, self-regulatory codes, and industry standards.
Disclose associated fees, risks, material restrictions, scope of coverage and qualifications for the products and services being promoted. The average viewer should be able to understand any disclaimers or conditions in the advertisement.
Provide instructions on how to obtain further information.
Insurance ads must not:
Be misleading, deceptive or dishonestly conceal facts.
Misrepresent the terms, benefits or advantages of the insurance; the insurance claims process; coverage; or premium or fee amounts.
Omit material information that the average consumer needs, according to the context, to make an informed transactional decision.
Prey on negative emotions or stoke fear or anxiety (e.g., “if your house were to burn down in a fire, would you lose everything?”).
Please see below for additional country-level requirements.